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Things You Should Know About Identity Theft

By Gerard Lucik

Identity theft is one of the most frightening threats we face today. The crime seems to spring up in our communities when we dont expect it to, and it causes us all a great amount of stress. Even if it never happens to anyone we know, its still a threat we all fear.

One reason it happens is because people dont understand how it happens. If people understood the methods to prevent identity theft, it would be a far rarer case. Understanding the causes behind an event is vital.

A simple error people make is just using basic passwords. If youve got a weak password, theres a good chance a thief could crack it. However if you throw numbers or other symbols in it, it makes the task nearly impossible for those foes.

Something almost everyone knows to do is to shred all documents that contain important personal information. However, if you do not cross shred them, then it is plausible for someone to piece your papers back together and steal whatever information there was. It happens a lot, though it may seem like a burden for the thief.

If you ever receive calls from solicitors over the phone, be cautious, as its possible the person is not actually from a group, and that they simply intend to swindle you out of your money. The term for this act is vishing, and its slowly creeping its way into our communities. Phone solicitation is bad enough, but it could be worse if the person on the other end isnt trying to sell you anything.

Every now and then, we get emails from people were not sure weve met before. If those emails contain links, dont click on them. If you do, if could open a type of software that has the ability to pull personal information from your computer, and itll send that info back to the individual who sent you the message.

If youve got a social security card, it should be kept at home and in a safe. That little card gives identity thieves an all access pass into your life, and they wont stop until youre bled dry. Dont keep that card on you; just keep it in a locked safe or somewhere you know itll be kept safe at.

If we all can learn to keep these rules in mind, identity theft wouldnt be as common as it is now. Protection from harm is always essential, though many of us fail to do so. Just remember, you are the one responsible for keeping your identity yours.

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